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January 22, 2008
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Does anyone here use any type firearm insurance?  I know that I get basic coverage by joining various clubs; NRA, TSRA, etc.  My homeowners insurance is run by a bunch of gun hating liberals.  I'm looking for firearm specific insurance that isn't scary expensive. ÂÂ
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-Wayne
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January 24, 2009
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I've been pondering this question lately, too & am interested in hearing what others are doing.
November 14, 2009
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Not sure if this will do what you want, but give it a read. I surfed from the NRA into this site.
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Happyness is a Hot DW and a pile of used brass!!! Rich
November 14, 2009
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It looks like $20,000 worth of guns stuff will cost ~$350/year
Happyness is a Hot DW and a pile of used brass!!! Rich
November 14, 2009
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I like the Self Defense Coverage, could be handy if you only wound a burgler. Who would do that with a DW 44 Mag???
Happyness is a Hot DW and a pile of used brass!!! Rich
January 22, 2008
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The ArmsCare Plus that is offered through the NRA is one of the lowest I have seen.  If I insure all my firearms and accessories, I would still be shelling out ~ $1200 a year.
Almost as much as my current homeowners policy, which covers a much larger investment.
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-Wayne
November 14, 2009
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wdelack said:
The ArmsCare Plus that is offered through the NRA is one of the lowest I have seen.  If I insure all my firearms and accessories, I would still be shelling out ~ $1200 a year.
Almost as much as my current homeowners policy, which covers a much larger investment.
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-Wayne
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Wayne,
Your concerns are understood. Consider insuring a portion. If you have a loss, do you think you would loose everything. In a theft, I'm sure the perps wouldn't take everything, and in a fire, your homeowners would cover some and NRA would cover $1000 and everything in your 3 hour fire rated safe would be OK (hopefully). Just a thought.ÂÂ
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Personally I hate insurance, we all take a risk from the day we are born and what does insurance do except for empty our wallets. Insurance doesn't save our lives.......
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OK, I'm off my soap box......
Happyness is a Hot DW and a pile of used brass!!! Rich
February 11, 2010
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I have Auto-Owners for my car and home policy. Agent sold me on it because the guns and ATV's are not a problem. Replacement cost coverage of content's is 80% of home coverage. Example :  A $200,000.00 home policy has $160,000.00 of coverage for the content's.
I have had the insurance for 8 years now and every year I shop around but have never found a better rate per thousand. Not sure what all states they cover though.
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-Blacktop
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