1. Open an account (free) on http://www.Photobucket.com or some other photo hosting site. 
2. Transfer your pictures from your hard drive to Photobucket using the “Upload Images & Video”(Choose files button) feature in photobucket. –>be sure to choose the “640X480 (Large)” size in the “Reduce to:” drop down bucket.
3. Start your post on the Forum.  While in the body of your post, click on the “green tree icon” at the top of the post tool bar.  That will open an input window.

4.  Go back to photobucket and copy the “direct link” that is listed under your picture.  To do that just put your cursor over the link and left click – it will put up a little “copied” identifier.

5.  Paste that direct link into the top input bucket on  the input screen that’s in your post. Then click “Insert” –>The picture will look huge, but the forum software will size it and make it “expandable”.

6.  Make sure your written text is on a separate line from the pics & everything will lay out well.

Thanks to Dusty Trail and Charger Fan  for providing the step by step instructions!